Personal Financial Planning

Two women meeting for a financial planning consultation, with a laptop and coffee.

Pearson Financial Planning offers financial planning services on a project basis as well as an hourly basis.

We begin by focusing on the clients' goals and milestones and create a financial plan that allows the client to focus on fulfilling their specific needs, wants, and wishes.

When you work with a certified financial planner, you will have access to a customized client portal which allows the advisor and client to work collaboratively by reviewing and modifying plans simultaneously.

Here at Pearson Financial Planning we customize each engagement to the client's unique financial situation. No matter how we structure the engagement, a proposal will be provided to the prospective client beforehand to understand what the estimated cost will be.

Three sets of hands going through financial planning paperwork.

The following is a list of financial planning topics that can be covered in our packages: (including but not limited to)

Savings to Meet Goals
Retirement Projections
Portfolio Analysis
Investment Allocation
Social Security Analysis
Long Term Care Options
Education Savings
Cash Flow Management
Estate Plan Review
Insurance Review
Home Purchase
Retirement Contributions
Tax Planning
Debt Pay-Down
Benefit Maximization
Pension Annuity vs. Lump Sum

RETIREMENT PLANNING TOOLKIT

After years of hard work, most individuals are looking forward to the next phase of life: Retirement. This toolkit will provide valuable information to stay on track to reach that retirement goal. It provides informative articles as well as a 10-year checklist to help identify challenging areas that need addressed. Complete the form below and we will send the toolkit directly to your inbox.

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Project-Based Financial Plan

Our financial planning package fees are based on the customized services that will be provided for every client. The term of the contract is one year. After the year is complete, many clients choose to retain us on an hourly basis. Clients who select this option can expect a series of structured meetings throughout the year, as well as ongoing access to Diane.

Implementation rests on the shoulders of the client, and we recommend re-engaging with Pearson Financial Planning at least every year in order to update and monitor progress.

The initial cost proposal will be based on the total scope of the financial plan. A typical financial plan costs between $2,000-$4,000.

For ongoing services, we charge an hourly fee of $250.

Please refer to Who We Serve for more information on what areas a financial plan could cover, as well as a few specific areas of expertise for Pearson Financial.

Click here to learn more by reviewing Diane's NAPFA Questionnaire

Investment Advice

Pearson Financial also provides investment advice for held-away assets structure as an ongoing fixed fee charged quarterly.
Please see our Investment Management tab for more information.